Ideal Wealth Management Client

Clients of Waypoint Financial come from various backgrounds, but all share the common goal of growing and preserving their wealth, and to achieve or maintain financial independence. We believe most of our clients value what money can do for them, but do not have the time, depth of knowledge, or interest to properly coordinate all of their financial affairs, research their own investments, or design a successful longer term financial plan.

Instead, they seek the guidance of a professional that can help them make objective and smart decisions about their financial future. Our clients include pre-retirees, retirees, business owners, corporate executives, industry professionals, and individuals who have recently experienced a significant life event, such as the death of a spouse, a significant inheritance, or a job or career change.

But we won’t work with just anyone who falls into these categories. We want to build relationships with people whose needs match the services we offer. Our ideal clients:

Want something beyond investment guidance. We offer much more than an asset allocation scheme suitable to a client’s risk tolerance level.

Require total wealth management. Our clients look to us for guidance regarding taxation and for help with estate planning, insurance products, and retirement planning.

Are open to multiple product lines. Our best clients are those who are open-minded. It is not uncommon for them to come to us for investment guidance, only to realize that they may benefit from an insurance product suitable for transferring risk.

See beyond the present. Clients who look ahead can benefit most from our range of services. These clients ask for our help, for example, with college planning, business succession planning, or transferring wealth with the least amount of taxes.

Need to work with a network of financial professionals. Our clients trust us to assemble a winning team—estate planning attorneys, accountants, taxation specialists, and business consultants—to pursue long-term financial goals.

Are looking for a trusted relationship with a financial professional. Our clients have sought out a trusted professional to help them pursue financial goals. We can help address most wealth management concerns.

Are not afraid to ask questions. The cliché that there is no such thing as a dumb question is especially true in the world of financial planning. We strive to educate clients about our process and about the products we select, and we will always answer any questions.

Believe that their financial affairs can always get better and trust us to help them pursue their goals. Our best clients are intelligent optimists who constantly inspire us to do the best job that we can.

Are eager to introduce our practice to others. Our relationship with clients gives them confidence about their current and future financial situation, so they are eager to refer our practice to individuals they care about.